How These Terms Apply Here
We write these terms for India first, then apply them only where local law permits access. If a local rule conflicts with this page, the stricter rule controls the account action. To keep identity checks clean, we may ask for the name on your account, a
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phone number, a wallet reference and basic device data when you request a correction or when a payment needs matching. UPI, Paytm and PhonePe appear in the ledger as the usual Indian payment rails, and each entry is tied to the time it was created, so
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you can compare it with your bank or wallet record. We keep records only for the period needed for account handling, dispute work and legal duties, then remove or mask them when that period ends. If access is blocked in a state or union territory, we
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do not route around that boundary.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.